Army Reserve questions?

AIT is advanced individual training and yes, it is like school. you go for 6 - 8 hrs a day, depending on the MOS. Look into if you still get the gi bill with taking the loan payoff, i know 4 yrs ago i couldn't so i took the gi bill. not sure about the aes loan. yes to the federal loan. army reserves is different with TA(tuition istance, reimbursement) than active duty was. reserves, they only have so many slots available to pay and it is first come, first serve. i have heard of people just being out of luck with that. active, i did earmyu and it was pretty awesome. plus, either one it is only tuition that is reimbursed, you have to take care of fees and books. earmyu you do not have to worry about anything, the per credit hour rate is a little higher to pay for the books and fees. active, they give you a duty station, you do not have any say usually. reserves is the closest one to where you live and if they need your mos there. i have never seen a 1/7 contract. i have seen one guy who got 2 active, 6 inactive. most are 4 active 4 inactive or 6 reserves 2 inactive. i did active for four years and now i am in the reserves for 2. i have the gi bill and live in a state that pays tuition, so i do not have to work. i had an ociates when i joined and took cles while in, so i have a yr of my bachelors to finish and then I am going for a masters, and will still have another semester of my gi bill. i don't think many people get things broke during training, unless you fall flat on your face or run into something. most people get stress fractures in their shins from running though. I think that doing active duty was worth it for my schooling. reserves doesn't pay as much when you go to use the gi bill. hope that helps.